NCR Compliant · AI-Powered · South Africa

We Fight Your Debt
So You Don't Have To

Drowning in debt? We restructure what you owe, stop the harassment, and put you on a single affordable payment — handled by AI from the moment you apply.

24/7AI Support
<30sFirst Response
NCRCompliant
🛡️NCR Registered — legally compliant
⚡AI responds in seconds — no waiting
🔒No upfront fees — pay from restructured plan
📵Stop collector harassment — from day one
💳Secure payments via Yoco
The Process

From Application to Freedom in 4 Steps

Our AI handles the heavy lifting from the moment you submit. You focus on living — we handle the creditors.

1
Apply in Minutes

Fill in our form with your debt details. Takes under 5 minutes. No paperwork, no office visit.

2
AI Builds Your Plan

Claude AI analyses your situation instantly and generates a personalised restructuring plan sent to your WhatsApp.

3
We Negotiate For You

Our team contacts all your creditors and restructures your payments into one affordable monthly amount.

4
Live Debt-Free

Make one payment a month. We distribute to creditors, track progress, and keep you updated automatically.

The AI Difference

You Get a Response Before You Close the Tab

Most debt counsellors take days to get back to you. We use the Claude AI to generate a personalised response the second you apply — referencing your exact debt situation, not a generic template.

⚡
Instant Personalised Response

Claude reads your submission and crafts a message specific to your debt amount, creditors, and situation — sent to your WhatsApp within 30 seconds.

🔁
Fully Automated First Contact Loop

Lead capture → AI qualification → personalised message → WhatsApp follow-up. The entire loop runs without a human touching it.

🤖
Powered by Make.com + Claude API

Your form submission triggers a Make.com scenario that calls the Anthropic Claude API and delivers your plan via WhatsApp Business API.

Hi Thabo 👋 I've reviewed your debt situation.

Based on your R185,000 across 4 creditors, you qualify for a restructured single payment of approximately R2,340/month — that's likely less than you're paying now in minimums alone.

Your legal protection begins the moment you sign up. Collectors must stop contacting you directly.

Ready to get started? Reply YES to confirm your free consultation or tap below 👇
✓ Generated in 4s ✓ Personalised to your data ✓ Sent via WhatsApp
Packages

Choose Your Path to Debt Freedom

Every package includes AI-generated personalised plan, NCR-compliant process, and WhatsApp support. Payments via Yoco — secure and instant.

Assessment
Understand your options — no commitment
Free
No credit card required
  • AI-generated personalised debt assessment
  • WhatsApp response within 30 seconds
  • Full picture of your restructuring options
  • Estimated monthly payment calculation
  • No obligation, no pressure

No payment required. Just your details.

Most Popular
Debt Review
Full legal protection & restructuring
R499/start
+ NCR-regulated monthly administration fee
  • Everything in Assessment
  • Legal protection — collectors must stop
  • All creditors negotiated on your behalf
  • Single affordable monthly payment
  • Debt clearance certificate on completion
  • Dedicated WhatsApp case updates
  • AI progress tracking & notifications

Secure payment via Yoco · Cancel anytime

Accelerated
Priority handling for complex debt
R1,499/start
+ NCR-regulated monthly administration fee
  • Everything in Debt Review
  • Priority case processing (48h start)
  • Dedicated debt resolution specialist
  • Creditor negotiation for reduced settlements
  • Monthly strategy call
  • Credit score recovery roadmap
  • Business debt included

Secure payment via Yoco · Cancel anytime

Questions

Everything You Need to Know

Debt review is a formal, NCR-regulated process that restructures what you owe into one affordable monthly payment. Once under review, creditors are legally prohibited from taking legal action against you or contacting you directly. It's designed to prevent repossession and blacklisting.
Yes — a debt review flag is placed on your credit profile while you're under review. However, if you're already missing payments, your credit score is already being damaged. Once you complete the process and receive your clearance certificate, the flag is removed and your score can recover.
Within 30 seconds of submitting your form, our Claude AI generates a personalised assessment and sends it directly to your WhatsApp. No waiting, no hold music, no generic emails. It references your specific debt amount, creditors, and situation.
Yes — debt review is specifically designed to protect secured assets like your home and vehicle. As long as you maintain your restructured payment plan, creditors cannot repossess these assets.
Monthly fees are regulated by the NCR and are included in your restructured payment plan — they come out of what you pay us, not on top of it. We'll give you the exact breakdown in your free assessment before you commit to anything.
Yes. Yoco is a South African payment platform used by thousands of businesses. All card transactions are encrypted and PCI compliant. You can also pay by EFT if you prefer — contact us via WhatsApp for details.

The Debt Won't Disappear
on Its Own — But We Can

Every day you wait costs you more in interest, penalties, and stress. Start your free assessment now — our AI responds in under 30 seconds.